目录 第一章 研究问题的提出 (1) 第一节 研究背景、目的与意义 (1) 第二节 国内外相关研究的回顾 (7) 第三节 研究思路与研究内容 (29) 第四节 学术贡献与创新 (41) 第二章 国有控股金融机构股东治理研究 (44) 第一节 问题提出与研究思路 (44) 第二节 金融机构超级股东理论框架 (46) 第三节 转型国家治理结构与国有控股金融机构股东治理 (55) 第四节 金融机构政府股东的谈判博弈分析 (67) 第五节 国有控股金融机构政府股东干预行为分析 (80) 第六节 政府股东干预下的股东治理参与 (87) 第七节 股东信任偏好与股东治理参与 (100) 第八节 金融机构股东的信息加权决策动因与行为 (104) 第九节 金融机构股东的钝化信念决策动因与行为 (109) 第十节 本章主要结论与政策建议 (115) 第三章 国有控股金融机构董事会治理研究 (121) 第一节 金融机构特殊性及其董事会权力配置 (121) 第二节 商业银行董事会治理与风险承担 (134) 第三节 银行家人口特征、两职特征差异与资源配置 (152) 第四节 董事会异质性与银行风险承担 (168) 第五节 本章主要结论与政策建议 (183) 第四章 国有控股金融机构外部治理研究 (188) 第一节 研究背景、思路与内容 (188) 第二节 外部治理与金融机构风险承担 (195) 第三节 外部治理、内部治理与金融机构风险承担 (231) 第四节 多元外部治理与金融机构风险承担 (240) 第五节 完善国有控股金融机构外部治理的政策建议 (282) 第五章 国有控股金融机构治理风险研究 (285) 第一节 治理风险的内涵与金融机构治理风险 (285) 第二节 商业银行改革与治理风险 (302) 第三节 金融机构治理风险管控政策建议 (317) 第六章 国有控股上市金融机构治理评价研究 (320) 第一节 一般公司与金融机构治理评价研究进展 (320) 第二节 中国上市公司治理评价指标体系 (325) 第三节 国有控股上市金融机构治理评价与实证研究 (347) 第四节 中国银行治理转型案例 (372) 第五节 本章主要结论与政策建议 (383) 第七章 国有控股商业银行治理研究 (388) 第一节 研究问题与主要创新 (388) 第二节 商业银行治理文献回顾与总结 (391) 第三节 地区法律环境与城市商业银行信贷行为 (410) 第四节 晋升压力、官员任期与城市商业银行贷款行为 (422) 第五节 商业银行董事会结构优化研究 (440) 第六节 商业银行治理评价研究 (451) 第七节 完善国有控股商业银行治理的政策建议 (466) 第八章 国有控股证券公司治理研究 (468) 第一节 问题提出与研究框架 (468) 第二节 国内外证券公司治理文献综述 (474) 第三节 证券公司治理与绩效关系实证研究 (477) 第四节 我国证券公司治理评价与实证研究 (489) 第五节 本章主要结论与政策建议 (502) 第九章 国有控股保险公司治理研究 (508) 第一节 研究背景、思路与文献综述 (508) 第二节 保险公司治理研究逻辑与研究框架 (532) 第三节 我国保险公司治理评价研究 (543) 第四节 保险公司治理与偿付能力 (563) 第五节 保险公司治理与风险承担 (579) 第六节 本章主要结论与政策建议 (591) 第十章 研究总结与启示 (599) 第一节 研究总结 (599) 第二节 研究启示 (606) 参考文献 (614) 索引 (655) 后记 (660) Contents Chapter 1 Research Questions (1) 1.1 Research Background, Objective and Significance (1) 1.2 Literature Review (7) 1.3 Research Ideas and Content Arrangements (29) 1.4 Academic Contribution and Innovation (41) Chapter 2 Research on Shareholder Governance of State-owned Financial Institutions (44) 2.1 Research Questions and Ideas (44) 2.2 Framework of Theory on Super-shareholder Behavior in Financial Institutions (46) 2.3 Binary Governance Structure and Shareholder Governance of Stateowned Financial Institutions (55) 2.4 An Analysis of the Relative Negotiation between Shareholders of Financial Institutions (67) 2.5 Analysis on Intervention of Government Shareholders in State-owned Financial Institutions (80) 2.6 Shareholder Governance Participation in Government Shareholder Intervention (87) 2.7 Government Shareholder’s Trust Preference and Shareholder Governance Participation (100) 2.8 The Motivation and Behavior of Information Weighted Decisionmaking of Financial Institutional Shareholders (104) 2.9 The Motivation and Behavior of Passivated Belief of Financial Institutional Shareholders (109) 2.10 Conclusions and Policy Suggestions (115) Chapter 3 Research on Board Governance of State-owned Financial Institutions (121) 3.1 The Particularity of Financial Institutions and the Power Distribution of Their Board of Directors (121) 3.2 Study on Board Governance and Risk-taking of Commercial Banks (134) 3.3 Bankers’ Demographics, Differences in Characteristics and Resource Allocation (152) 3.4 An Empirical Study on the Heterogeneity of Board and Bank’s Risk (168) 3.5 Conclusions and Policy Suggestions (183) Chapter 4 Research on External Governance of State-owned Financial Institutions (188) 4.1 Research Background, Ideas and Content (188) 4.2 External Governance and Risk-taking of Financial Institutions (195) 4.3 External Governance, Internal Governance and Risk-taking of Financial Institutions (231) 4.4 Multiple External Governance and Risk-taking of Financial Institutions (240) 4.5 Policy Suggestions (282) Chapter 5 Research on Governance Risk of State-owned Financial Institutions (285) 5.1 Connotation of Governance Risk and Risk of Governance of Financial Institutions (285) 5.2 Reform of Commercial Banks and Governance Risk (302) 5.3 Financial Institutional Governance Risk Control Countermeasures (317) Chapter 6 Research on Governance Evaluation of State-owned Listed Financial Institutions (320) 6.1 Research Progress on Governance Evaluation of General Company and Financial Institution (320) 6.2 Evaluation Index System of Chinese Listed Company Governance (325) 6.3 Governance Evaluation and Empirical Study on State-owned Listed Financial Institutions (347) 6.4 Governance Transition Case Study basing on Bank of China (372) 6.5 Conclusions and Policy Suggestions (383) Chapter 7 Research on the Governance of State-owned Commercial Banks (388) 7.1 Research Questions and Innovation (388) 7.2 Review and Summary of Commercial Bank Governance Literature (391) 7.3 Regional Legal Environment and Credit Behavior of Urban Commercial Banks (410) 7.4 Promotion Pressure, Official Tenure and City Commercial Bank Loan Behavior (422) 7.5 Study on the Optimization of the Structure and Mechanism of the Board of Commercial Banks (440) 7.6 Research on the Evaluation of Commercial Bank Governance (451) 7.7 Policy Suggestions (466) Chapter 8 Research on Corporate Governance of State-owned Security Company Governance (468) 8.1 Research Questions and Framework (468) 8.2 A Summary of the Research on Corporate Governance of Domestic and Foreign Security Companies (474) 8.3 An Empirical Study on the Relationship between Corporate Governance and Performance of Security Companies (477) 8.4 Evaluation and Empirical Research on the Security Company Governance (489) 8.5 Research Conclusions and Policy Suggestions (502) Chapter 9 Research on Governance of State-owned Insurance Company Governance (508) 9.1 Background, Ideas and Literature Review (508) 9.2 The Research Logic and Research Framework of Insurance Company Governance (532) 9.3 Research on Evaluation of Insurance Company Governance in China (543) 9.4 Insurance Corporate Governance and Solvency (563) 9.5 Insurance Corporate Governance and Risk-taking (579) 9.6 Research Conclusions and Policy Suggestions (591) Chapter 10 Summary and Inspiration (599) 10.1 Summary (599) 10.2 Inspiration (606) Reference (614) Index (655) Postscript (660)